When should I enroll in Medicare in Arizona?
Your enrollment window, explained month by month.
Adrian Manns Your licensed local Medicare agent
Local Medicare help for Phoenix & the West Valley
Medicare Made Simple. Right Here in Phoenix.
Friendly, one-on-one help from a licensed local agent who takes the time to explain your Medicare options in simple, clear terms — so you can choose with confidence.
No cost. No obligation. Meet by phone, video, or in person.
- Licensed Arizona Insurance Professional
- Local Phoenix Service
- No-Cost Medicare Consultation
- Multiple Medicare Plan Options
Tell me where you are, and we'll start there.
Pick the line that sounds most like you. Each one leads to a short, simple guide.
- “I’m turning 65 and don’t know where to start.”When to sign up, what to do first, and how to avoid late penalties.
- “I’m retiring and leaving my work health plan.”Moving from employer coverage to Medicare: the timing and the forms.
- “My plan isn’t working for me anymore.”Costs, doctors, or needs changed? When and how you can switch.
Or start with the three kinds of coverage
Medicare Advantage
Also called Part C
A private plan that bundles hospital, medical, and usually drug coverage. Most use a provider network and have a yearly limit on what you pay out of pocket.
About Medicare AdvantageMedicare Supplement
Also called Medigap
Works alongside Original Medicare to help pay costs it doesn’t cover, like deductibles and coinsurance. Drug coverage is bought separately.
About Medicare SupplementPrescription drug plans
Also called Part D
Coverage for your medications from a private plan. Often paired with Original Medicare and a Supplement. Plans differ in which drugs they cover and what they cost.
About drug plans
Your local agent
A real person who lives and works here — not a call center.
I'm Adrian Manns, a licensed, independent Medicare agent here in Phoenix. I meet with you one-on-one, explain your options in plain English, and help you choose coverage that fits your doctors, prescriptions, and budget — with no pressure and no cost for my help.
- Licensed in Arizona — License 153100
- Independent — plans from several insurance companies
- Meet by phone, video, or in person around the Valley
- Help that continues after you enroll, including a yearly review
Simple and pressure-free
How It Works
Four simple steps. You're in charge of the pace, and there's never any obligation to enroll.
Reach out
Call or schedule a time that works for you — by phone, video, or in person.
Talk it through
We talk about your doctors, prescriptions, budget, and what matters most to you.
Compare options
I explain plans available in your ZIP code from the companies I represent, side by side.
Enroll & stay supported
If you choose a plan, I help you enroll — and I'm here each year to review it.
Client reviews
What Clients Say
I was overwhelmed by all the Medicare mail when I turned 65. Adrian sat down with me, explained my options in plain English, and never rushed me. I finally feel like I understand my coverage.
Retiring meant leaving my work insurance, and I didn't know where to start. Adrian walked me through the timing step by step and made sure my doctors and prescriptions were covered. No pressure at all.
What I appreciate most is that Adrian is still there after I enrolled. He reviews my plan with me every fall, and when I had a billing question, he helped me get it sorted out quickly.
Independent agency
Plan Options From Multiple Insurance Companies
Because I'm independent, I can show you plans from more than one company and explain the differences. I don't represent every plan in every area.
Medicare Education Center
Clear, Simple Answers to Common Questions
Medicare Advantage vs. Medicare Supplement
Two different paths — how they compare for Arizona residents.
Do I need Part B if I'm still working?
When delaying Part B can make sense — and when it can cost you.
Quick answers
Common Questions
Does it cost anything to work with you?
No. There is no charge for my help. Like most Medicare agents, I'm paid by the insurance company if you enroll in a plan. A plan's premium is the same whether you enroll through me or on your own.
Are you part of Medicare or the government?
No. I'm a licensed, independent insurance agent. I'm not connected with Medicare, CMS, or Social Security. For official information you can always visit Medicare.gov or call 1-800-MEDICARE.
When should I start planning if I'm turning 65?
A good time to start is about 3 to 6 months before your 65th birthday. Your first chance to sign up — your Initial Enrollment Period — begins 3 months before the month you turn 65.
Can I keep my doctors?
It depends on the type of coverage. Original Medicare (with or without a Supplement) lets you see any provider nationwide who accepts Medicare. Medicare Advantage plans usually use networks. I can check your doctors before you choose.
Ready to make sense of Medicare?
Schedule a free, no-obligation consultation. We'll go at your pace and answer every question.